ASSISTANCE WITH
FINANCE – services available from A La Carte :
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- Whether
you are purchasing a property in France or already own a property here,
you may require finance for your project. We have contacts with several
local banks and a national lending establishment, all able to offer
varying types of mortgages to assist with purchase or renovation
projects.
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- If you
would like assistance with your own project, we can provide several
proposals from different banks and can offer to act as intermediary and
interpreter (with the French speaking banks) throughout the mortgage
offer process, so that you are happy with your chosen option.
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- This
service includes the following :
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Property purchase
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Sourcing 2-3 offers from our partner banks and sending you a summary of the
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conditions in
English to assist you with choosing the offer that best suits your
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requirements
* Liaising with your agent/notaire to make sure they have included the
condition of
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obtaining
a loan into the initial contract & to obtain copies of your purchase
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contract
required by the bank
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Assisting with opening a bank account with a local bank and providing the
bank
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details to the
mortgage lender
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Renovation projects |
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Sourcing 2-3 offers from our partner banks and sending you a summary of the
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conditions in
English, and a list of what you need to provide (including builder’s
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quotes)
* Arranging for builders’ quotes if you have not already sourced a
builder yourself &
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forwarding the
quotes to the bank on your behalf
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For all of the above |
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Acting as intermediary with any of the local French banks, receiving all
your
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paperwork and adding notes in French for the bank relating to the documents,
as
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well
as providing a presentation of your individual circumstances to the bank, in
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French
* Summarising particular conditions of the mortgage offer in English
and providing
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a translation of the bank’s health questionnaires that you are obliged
to
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complete as part
of your application
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Generally acting as intermediary between the bank and yourselves throughout
the
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process
to make sure everything runs smoothly
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